So it seems that our beloved leaders want to screw the disabled over. It doesn’t surprise me in the slightest. They need a soft target and they need to appeal to the masses and seeing as the masses consist of Sun and Mail readers, they are going to go in hard for the “work-shy scroungers.”
It is those two papers that most often hammer it home that there are to many people falsely claiming benefits. I just prey that those who are screaming the loudest about saving £25 a week from IB claimants never get sick and need to claim benefits, because I have heard Karma is a bitch when it bites back.
Looking back over my life I have never had much money. I have never really wanted for anything. I have always been of the mind if I can’t afford it I probably don’t need it. That train of thought was always a bit suspect when I was Living on my own and had only rice and frozen peas in the cupboard and freezer respectively. Yes we got ourselves in debt now and again but it’s always been a source of pride that if I have spent the money I will find away of paying it back. Which brings me to the problem we have at the moment with our bank.
In December they are changing the way they run our account. They are no longer going to be making one off charges for going over your over draft. They are just going to charge you a fiver a day until you get it back into credit. That’s no to mention the £1 a day for having and using an overdraft. So on bad months it could be a case of accruing £6 a day in fees plus having to find the money to get back into the black. Now that (in an ideal world) is a lot more fair than the system they have at the moment, EXCEPT… we haven’t been out of our overdraft in over a year. It’s going to be tough to get our account under our overdraft in time for the December account changes. We are in our £1300 overdraft at the moment and we have been told that there is an account that gives you a £300 pound fee free overdraft (I have a feeling you have to pay some serious fees for the privilege of having this type of account.)We have a meeting with an advisor next Monday to talk over our account options. Which ever way it goes it’s going to end up costing us money. I really need a lottery win right about now. Anything above 2 grand will do.. I can pay off my debts and have a Chinese dinner and we’ll all be happy. Not that 2 grand will pay them all off but it will stop the main ones stealing even more money. One other thing I need to do is look into claiming back some of the fees they have taken in the past. That on it’s own could pay off a bill or two.
Anyway, money it’s a dirty word and I apologise for ranting away and pissing and moaning. Everyone must be having it hard about now and there are far more people worse of than I am so maybe I should just shut my pie hole and get on with paying the fees.
Until Next Time…